Article 14 of the Public Functionaries Insurance Act states that "payment shall be made in cash when such payment is made to public servants enrolled in the Public Functionaries Insurance Program where any of the following four insurance perils occurs during the effective period of the insurance coverage: handicap, retirement, death, and bereavement of dependants. However, where the said Act does not stipulate a statute of limitations with respect to the right of claim for the insured amount, the competent authority then prescribes a statute of limitations under the Enforcement Rules. The statute of limitations mechanism not only has an important bearing on the people*s rights of freedom, but also aims to recognize the existing facts, to maintain the stability of the legal order, and is conducive to public welfare, the stipulation of which cannot be effected by an order made by an administrative authority pursuant to an authorization or by an order so made ex officio. The first paragraph of Article 70 of the Enforcement Rules of the Public Functionaries Insurance Act promulgated by the Examination Yuan on August 8, 1958, states that "The right of claim for cash payment under the insurance shall be extinguished if not exercised within two (2) years commencing from the day the right may be exercised." This provision, which stipulates that the statute of limitations for the insured*s right of claim is two (2) years, (Article 47 of the current Enforcement Rules makes it five (5) years) shall not be enforced on the ground that it conflicts with the aforesaid principle. Statute of limitations relating to the right to pensions and surviving dependents compensation prescribed under the Public Functionaries Retirement Act and the Act Governing the Payment of Compensation to Surviving Dependents of Public Functionaries shall be applied by analogy where no clear laws have been stipulated. With respect to suspended or unexpired statute of limitations, the applicable provisions in the Civil Code shall apply where no provisions are made in the related laws.